WHY IS HEALTH INSURANCE
IMPORTANT?
by Steve W.
People buy
health insurance for different reasons. The following are ten of these
reasons. Please look them over and consider which reasons apply to you and which
do not. This will help you to evaluate what type of health insurance will best
meet your personal needs.
(1) Health insurance can protect you from the risk of uncertain bills for
health care.
(2) Without health insurance, you may not be able to afford expensive
services.
(3) Health
insurance can pay for services that you use often.
(4) Health insurance can help you to get better quality care as a member of a
coordinated health plan than you would get on your own.
(5) With health insurance, you do not have to worry about the cost of care
when you are sick.
(6) The additional money provided by
affordable health
insurance when you are sick may be more valuable to you than money when you
are well.
(7) If you have more dependents than most people, then you may get more out
of a family policy for
health insurance.
(8) If you or your dependents have more health care needs than most people
and you only pay an average premium, then you get more from health insurance
than most people.
(9) You do not pay income tax on health insurance benefits so it is more
valuable per dollar than the same amount in taxable pay.
(10) Health
insurance companies generally pay lower prices to doctors and hospitals than
you would pay on your own.
Health Insurance Expert
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